Published November 28, 2025

4 Hidden Costs Buyers Overlook in Bismarck–Mandan

Author Avatar

Written by Jordan West

Dollar sign graphic showing unexpected expenses when buying a home in Bismarck–Mandan

Introduction

Buying a home in Bismarck–Mandan is exciting, but even the most prepared buyers can get hit with unexpected costs. These surprises often appear after the offer is accepted — sometimes right before closing — and they can throw off a buyer’s budget if they aren’t planned for.

Here are the top 4 hidden expenses we see local buyers encounter, and how you can get ahead of them.


1. Home Inspection Add-Ons

A standard inspection is expected, but buyers don’t always anticipate the optional — but often necessary — add-ons such as:

  • Radon testing

  • Sewer scope

  • Well/water tests (rural properties)

  • Septic inspection

  • Thermal imaging

What it costs: $100–$500 depending on what’s needed
Pro tip: Radon is very common in our area, so don’t skip that test.


2. Moving & Immediate Move-In Expenses

Even if you’re moving across town, the small things add up fast:

  • Truck rental

  • Movers

  • New locks

  • Deep cleaning

  • Furnace filters

  • Softener salt

  • Basic household supplies

Pro tip: Budget around $300–$600 for “day one needs.”


3. Utility Activations & Startup Fees

Some utilities charge connection or deposit fees, including:

  • Electric

  • Gas

  • Water/sewer

  • Internet and modem/router fees

Pro tip: Call your utility companies (electric, gas, water, etc.) ahead of time to learn about any connection fees or deposits.


4. Early Maintenance Items

Every home — even new builds — has a few early fixes buyers end up handling:

  • Gutter cleaning

  • Caulking touch-ups

  • Furnace/AC tune-up

  • Garage door servicing

  • Dryer vent cleaning

  • Water heater flush

Pro tip: Set aside $200–$400 for early preventative maintenance.


Conclusion

When you know what to expect, none of these costs have to be surprises. We help our buyers in Bismarck–Mandan plan for these expenses early so they can focus on getting settled into their new home without stress.

If you're preparing to buy, we would be happy to walk you through a customized game plan.

Categories

Buying A Home
home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way